Economy Xmas has a catchy little sing-a-long refrain about the woes of holiday-induced credit card debt, and it's actually pretty fun to sing: I owe, I owe, I owe, I owe. It might be the new E-I-E-I-O. It's a folky, finger-picked ditty that is more Nick Drake than St. Nick, with a light dusting of modern lo-fi synth frosting.
Even with its melancholic humour, it is sweet enough to put on as you cuddle up on a cold winter night with some eggnog and think about the magic of pre-approved credit...I mean Christmas. The magic of Christmas.